Adjectives For Loans
Discover the most popular adjectives for describing loans, complete with example sentences to guide your usage.
Updated on March 16, 2024
Choosing the right adjective to describe loans can significantly impact the perception and understanding of financial products. A term loan suggests a fixed duration, while a foreign loan introduces the complexity of international finance. Describing a loan as new can imply recent changes or innovations in terms, whereas commercial loans are specifically oriented towards business needs. On the other hand, small loans often cater to personal or micro-enterprise needs. Each adjective unveils a different aspect or suitability of the loan, guiding potential borrowers in their decision-making process. Discover the full spectrum of adjectives and the nuances they bring to understanding loans below.
| term | The company secured term loans of $1 billion from a syndicate of banks. |
| foreign | The country's foreign loans have reached a record high. |
| such | Such loans are riskier for the bank that extends them, especially if they represent a significant portion of its loan portfolio. |
| new | "The bank is offering new loans to small businesses." |
| commercial | The bank approved his request for commercial loans |
| small | I took out a few small loans to help me get by. |
| total | The company's total loans increased by 20% in the last quarter. |
| interest | Banks offer interest loans to customers with good credit scores. |
| outstanding | The accounting firm showed promising results despite its insufficient cash and outstanding loans |
| large | My neighbor decided to take out large loans to start their own business. |
| direct | The Department of Education provides direct loans to students. |
| bad | The bank suffered heavy losses due to bad loans |
| interlibrary | The library offers interlibrary loans allowing patrons to borrow books and materials from other libraries. |
| private | |
| personal | Personal loans are a great way to consolidate debt or finance a major purchase. |
| free | I heard that the local library is offering free loans on e-books. |
| real | I am looking for real loans with low interest rates. |
| agricultural | Agricultural loans are a type of loan that is specifically designed to help farmers and ranchers finance their operations. |
| international | Banks can arrange international loans to help businesses grow. |
| short | We can use short loans to cover unexpected expenses. |
| nonperforming | The bank had a lot of nonperforming loans which were a drag on its earnings. |
| soft | The World Bank offers soft loans to developing countries. |
| performing | The bank's performing loans increased significantly last year. |
| further | The company is seeking further loans to expand its operations. |
| federal | I had to take out federal loans to pay for college. |
| unsecured | Unsecured loans are a type of loan that is not backed by collateral, such as a car or house. |
| forced | The government resorted to forced loans to bridge the budget deficit. |
| additional | The company was able to secure additional loans to fund its expansion. |
| temporary | The bank offered temporary loans to small businesses affected by the pandemic. |
| conventional | Conventional loans are typically offered by banks and credit unions and are backed by Fannie Mae or Freddie Mac. |
| low | The bank offered low loans to attract new customers. |
| month | |
| domestic | The bank's domestic loans grew by 10% last year. |
| external | The country has to rely on external loans to fund its development projects. |
| subsidized | Students were able to take out subsidized loans to help pay for college. |
| larger | Our financial institution offers larger loans |
| rate | Rate loans are available for both new and existing customers. |
| year | The company offers year loans to small businesses. |
| insured | We offer insured loans for borrowers with good credit. |
| syndicated | Several syndicated loans with innovative features were launched on to the global loan market in June 2021. |
| secured | Many banks and credit unions offer secured loans which are backed by collateral such as a car or home. |
| concessional | The World Bank offered concessional loans to developing countries for infrastructure projects. |
| industrial | Industrial loans are typically used to finance the purchase of equipment, machinery, or other capital assets. |
| huge | Many small business owners are struggling to repay huge loans taken out during the pandemic. |
| substantial | He had to take out substantial loans to finance his business. |
| cheap | I was able to get cheap loans thanks to my good job history. |
| collateral | Banks provide collateral loans against securities, commodities, or properties. |
| fresh | The bank approved fresh loans to several small businesses in the area. |
| structural | Structural loans are issued by international financial institutions like the World Bank to help developing countries finance large-scale infrastructure projects. |
| time | The company offered time loans for employees who were struggling financially. |
| cost | You can use secured cost loans to purchase a wide variety of assets. |
| longterm | "Longterm loans" with fixed terms provide a fixed rate of return and are typically secured by collateral. |
| residential | Residential loans are available to individuals for purchasing or refinancing homes. |
| corporate | Corporate loans are a type of loan that is made to a corporation. |
| official | The court received official loans from the bank. |
| shortterm | The business owner looked into shortterm loans to cover payroll before the next round of funding. |
| guaranteed | The company offers guaranteed loans for small businesses. |
| risky | The bank was criticized for making risky loans to subprime borrowers. |
| preferential | The bank offered preferential loans to small businesses that were struggling during the pandemic. |
| alternative | Alternative loans provide financing options for students who do not qualify for traditional federal student loans. |
| overdue | The library is charging fines for overdue loans |
| municipal | The city council approved several municipal loans to fund infrastructure projects. |
| bearing | The bank offered bearing loans to its customers. |
| overseas | We have a good relationship with the bank and have successfully applied for overseas loans |
| generous | The bank has approved generous loans to help small businesses grow. |
| defaulted | He lost his house due to defaulted loans |
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